HSBC Advance Credit Card
As an HSBC Advance customer, you expect great value as well as the best money can buy – anytime, anywhere. With the HSBC Advance Platinum Credit Card, you'll enjoy excellent value benefits all over the world.
- No annual fee
- Up to 56 days interest free credit on purchases when you settle your monthly outstanding balance in full
- Competitive 1.9% monthly interest rate on retail purchases
- 50% cash advance of your available credit limit, if you need it - this incurs a 2% monthly interest rate
- Low interest with HSBC Ready Credit Plan on monthly instalments
- Up to 2 supplementary cards to share with your family
More great benefits:
- Option to pay a minimum of 5% and up to 100% of your monthly outstanding balance
- Pay your utility bills with your credit card
- Access to your credit card account as well as your HSBC Current and Savings accounts at HSBC ATMs worldwide
- Manage your credit limit by transferring money between your HSBC accounts, check balances and pay credit card bills
HSBC Traveller
With every purchase of USD 500 or more you make at Wild Discovery using your HSBC Advance Platinum MasterCard, you'll receive a free private transfer to and from Beirut International Airport*. Plus a complimentary Meet & Assist service for either your departure or arrival.
Details
The Meet & Assist service gives you:
| For departure: | An official Wild Discovery staff member to meet you at passport check-in and arrange your express check-in service. |
| For arrival: | An official Wild Discovery staff member to meet you after passport control, arrange for your luggage pick-up, assist you at duties and accompany you until you exit the airport. If you've requested an airport transfer, the authorised staff member will also arrange for your luggage to be transferred to the taxi. |
You'll also get:
- Free delivery of all travel documents and visa formalities (where possible)
- Total accessibility and flexible opening hours at Wild Discovery branches
- Wild Discovery offices in both Dubai and Syria
- A large choice of products including worldwide hotel booking, cruises, travel insurance, villa and yacht rentals
*Offer is non-cumulative and non-refundable. Valid for Greater Beirut only.
Home&Away
Wherever you're going, you can enjoy exclusive offers and many other privileges at over 19,000 outlets in more than 160 countries and territories with your HSBC Advance Platinum MasterCard. Experience the unknown and have a more rewarding time abroad with special privileges on shopping, dining, leisure and entertainment. And to be sure you won't miss out, search Home&Away online for local experiences before you go.
Details
Go to homeandaway.hsbc.com for more details
Free purchase protection and extended warranty available through MasterCard
HSBC Credit Shield Plus **
As an HSBC cardholder you'll benefit from optional comprehensive Credit Shield Plus against your outstanding balance, in the event of permanent total disability, involuntary loss of employment for employed eligible cardholders, total temporary disability for self-employed eligible cardholders, or death.
The Credit Shield Plus was applied to all cards currently enrolled under Credit Cover with effect from June 1st 2010.
For new cardholders, Credit Shield Plus is proposed along with your application. You can opt for the coverage while applying for the card. A premium will be charged at 0.65% of your monthly outstanding balance and will appear on your monthly statement.
In the event of permanent total disability or death of the primary cardholder, 100% of the outstanding balance on the card is settled - up to a maximum of USD 50,000 for HSBC Advance Platinum MasterCard.
In the event of involuntary loss of employment or total temporary disability, one monthly minimum instalment due on the previous month's credit card statement is settled for each period of 30 days, up to a maximum of 3 monthly payments for any one claim.
Access your account from anywhere
Pay your card bill quickly and easily - via Phone Banking and Internet Banking. See the table below for more details on other easy payment options:
| Easy payment options: | How to pay your HSBC Advance Credit Card bill: | How long it takes to be credited to your account |
|---|---|---|
| Free autopay service | Set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking |
Transfer money to your credit card account. | 1 working day |
| Cash deposit machines | Pay your bill instantly by depositing cash at any of the HSBC cash deposit machines in Lebanon. | 1 working day |
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Lebanon. Or deposit cash or cheques at any HSBC ATMs in Lebanon. |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in Lebanon. (You may be charged a fee if your cheque is dishonoured.) | 1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 01-36HSBC (4722) to transfer money to your HSBC card account. | 1 working day |
| DESCRIPTION | HSBC ADVANCE CREDIT CARD |
|---|---|
| Primary card annual fee | Free |
| Supplementary cards (shared or separate limit) | 2 Free |
| Minimum payment | 5% of outstanding balance or USD 50 (whichever is higher) |
| Finance charges (Retail transactions)* | 1.9% per month |
| Finance charges (Cash transactions)* | 2% per month |
| Cash advance fee | 3% (min USD 10) per withdrawal |
| Card replacement fee | USD 10 |
| Late payment fee | USD 20 |
| Overlimit fee | USD 20 |
| Copy of sales slip/copy of credit card statement | USD 10 |
| Returned cheque fee | USD 5 |
| Charge for disputing a transaction subsequently found to be genuine | USD 25 |
| Access to HSBC Current/Savings Account through HSBC ATMs | Inside Lebanon - free, outside Lebanon - enquiries free, LBP 5,000 per withdrawal |
| Access to the HSBC Current/Savings account through Visa/Plus/MasterCard/Cirrus ATMs | LBP 10,000 per withdrawal |
| Access to HSBC Current/Savings account through Bankernet/ATMs | USD 0.87 per transaction |
| Foreign currency transactions | Up to 2.6% |
| Paper statement charges | USD 1 |
| Credit Shield Plus | 0.65% of outstanding balance |
Note:
1. Charges listed are primarily in USD. Depending on the currency of the account, some fees may be based in LBP.
2. Any fees listed in this booklet apply to normal transactions. The Bank reserves the right to levy additional charges for services at its sole discretion.
3. Other expenses, such as fiscal stamps, postage, cable, fax charges, etc. not included in this list will be charged where incurred.
4. Charges for any services not mentioned in this booklet will be available on request.
5. All terms and conditions mentioned in this booklet are subject to change without notice.
* Subject to increase by 1% in case the Cardholder is one or more payments overdue. Original Finance Charge rates will be re-instated when all overdue payments have been made.
Made with your values in mind
