The world's local bank

Here's what you get:

• Up to 56 days interest-free credit on purchases when you settle your monthly outstanding balance in full
• Low interest on monthly instalments with the HSBC Ready Credit Plan
• Shopping, dining and leisure offers from 19,000 merchants worldwide
• Free supplementary cards to share with family members

Convenient features:

• Pay your utility bills with your credit card
• Access to the Cedar Lounge at Rafic Hariri International Airport Beirut with a companion
• Access to your card account as well as your HSBC Current and Savings accounts at any HSBC ATM worldwide
• Manage your credit limit online, with the ability to transfer money between your HSBC accounts, check your balances, and pay your credit card bills

Credit Shield Plus***

Credit Shield Plus is an optional facility which offers you a waiver of the outstanding balance on your credit card in the event of your Death, Permanent Total Disability or Critical Illness and 10% of your monthly outstanding balance for up to 6 months in the event of Involuntary Loss of Employment for employed eligible cardholders or Temporary Total Disability for self employed eligible cardholders.

In addition to the above in case of Death, Permanent Total Disability or Critical Illness of the Primary Cardholder, a payment of up to USD 5000 will be paid by MetLife ALICO directly to the card holder or the beneficiary.

This feature costs only 0.60% of your monthly outstanding balance.

Summary of Cover

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Travel Protect

A worldwide, annual multi-trip insurance policy that automatically protects you and your family against travel inconveniences. It gives you:

• Emergency medical expenses for accidents and sickness: up to USD 50,000 per person, per trip
• Emergency medical evacuation: up to USD 25,000 per person, per trip
• Flight delays in excess of 12 hours: up to USD 250 per person, per trip
• Baggage loss: up to a maximum of USD 500
• Baggage delay: up to USD 25 per hour up to a maximum of USD 500 in excess of 4 hours
• Death repatriation: up to USD 5,000

The policy also covers the insurance requirements for obtaining a Schengen visa.

Purchase protection and extended warranty

Your HSBC Platinum Card gives you comprehensive protection at no extra cost:

• Purchases over USD 50 are automatically insured against theft or damage
• Extended warranty covers your HSBC Platinum Card purchases over USD 50 for double the period if the original manufacturer's warranty period is applicable, not exceeding 24 months from the date of purchase
• Purchases up to USD 1,500 per item. Up to USD 5,000 per occurrence and up to a maximum of USD 20,000 in a year per cardholder, subject to a maximum liability of USD 1,000,000 for all claims under both purchase protection and extended warranty in any one insurance year of this policy

Access your account, anywhere.

Pay your card bill quickly and easily via phone and internet banking. See the table below for more details on other easy payment options: