HSBC Platinum Credit Card
A card with plenty of perks at your fingertips.
- Up to 56 days' interest free credit on purchases when you settle your monthly outstanding balance in full
- Competitive 1.75% monthly interest rate on retail purchases
- 50% cash advance of your available credit limit, if you need it - this incurs a 2% monthly interest rate
- Low interest with HSBC Ready Credit Plan - on monthly instalments
- Up to 2 supplementary cards to share with your family
Convenience
- Pay your utility bills with your credit card
- Access to the Cedar Lounge at Rafic Hariri International Airport Beirut with a companion of your choice
- Access to your card account as well as your HSBC Current and Savings accounts at any HSBC ATM worldwide
- Manage your credit limit by transferring money between your HSBC accounts, check balances and pay your credit card bills
Home&Away
Wherever you are in the world, take advantage of exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets in 160 countries.
Details
Go to Home&Away.hsbc.com for more details
HSBC Traveller
With every purchase of USD 500 or more you make at Wild Discovery using your HSBC Visa Platinum credit card, you'll receive a free private transfer to and from Beirut International Airport*. Plus a complimentary Meet & Assist service for either your departure or arrival.
The Meet & Assist service gives you:
Details
| For departure: | An official Wild Discovery staff member to meet you at the passport check-in and arrange for your express check-in service. |
| For arrival: | An official Wild Discovery staff member to meet you after passport control, arrange for your luggage pick-up, assist you at duties and accompany you until you exit the airport. If you have requested an airport transfer, the authorised staff member will also arrange for your luggage to be transferred to the taxi. |
You'll also get:
- Free delivery of all travel documents and visa formalities (where possible)
- Total accessibility and flexible opening hours of Wild Discovery branches
- Wild Discovery offices in both Dubai and Syria
- A large choice of products including worldwide hotel booking, cruises, travel insurance, villa and yacht rentals
*Offer is non-cumulative and non-refundable. Valid for Greater Beirut only.
Travel Protect
A worldwide, annual multi-trip insurance policy that automatically protects you and your family against travel inconveniences. It gives you:
- Emergency medical expenses for accidents and sickness: up to USD 50,000 per person, per trip
- Emergency medical evacuation: up to USD 25,000 per person, per trip
- Flight delays in excess of 12 hours: up to USD 250 per person, per trip
- Baggage loss: up to a maximum of USD 500
- Baggage delay: up to USD 25 per hour up to a maximum of USD 500 in excess of 4 hours
- Death repatriation: up to USD 5,000
The policy also covers the insurance requirements for obtaining a Schengen visa.
Purchase protection and extended warranty
Your HSBC Platinum Card gives you comprehensive protection at no extra cost:
- Purchases over USD 50 are automatically insured against theft or damage
- Extended warranty covers your HSBC Platinum Card purchases over USD 50 for double the period if the original manufacturer's warranty period is applicable, not exceeding 24 months from the date of purchase
- Purchases up to USD 1,500 per item. Up to USD 5,000 per occurrence and up to a maximum of USD 20,000 in a year per cardholder, subject to a maximum liability of USD 1,000,000 for all claims under both purchase protection and extended warranty in any one insurance year of this policy
Secure Wallet
Another of our great features to keep you protected when you're jetting away somewhere.
Secure Wallet insures you against all fraudulent transactions on the card within 48 hours of loss or theft. The cover also includes the replacement of other identification cards/papers and keys that are lost or stolen at the same time as the insured card.
The cover amount is up to USD 2,000 per annum on fraudulent transactions, including and up to USD 200 for the replacement cost of identification cards/papers and up to USD 100 for the cost of replacement of lost keys.
Access your account, anywhere.
Pay your card bill quickly and easily via Phone Banking and Internet Banking. See the table below for more details on other easy payment options:
| Easy payment options | How to pay your HSBC Platinum Credit Card bill: | How long it takes to be credited to your account |
|---|---|---|
| Free autopay service | Set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking |
Transfer money to your credit card account. | 1 working day |
| Cash deposit machines | Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in Lebanon. | 1 working day |
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC credit card, from any HSBC ATM in Lebanon. Or deposit cash or cheques at any HSBC ATMs in Lebanon. |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in Lebanon. You may be charged a fee if your cheque is dishonoured. | 1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 01-36HSBC (4722) to transfer money to your HSBC Card account. | 1 working day |
| VISA PLATINUM | VISA/ MASTERCARD GOLD | VISA/ MASTERCARD CLASSIC/STANDARD | |
|---|---|---|---|
| Primary card annual fee | USD 225 | USD 150 | USD 60 |
| Supplementary cards (shared or separate limit) | 2 free | ||
| Minimum payment | 5% of outstanding balance or USD 50 (whichever is higher) | 5% of outstanding balance or USD 25 (whichever is higher) | |
| Finance charge on purchases per month* | 1.75% | 1.9% | 2% |
| Finance charge on cash advances per month* | 2% | 2% | 2% |
| Cash advance fee | 3% (min USD 10) per withdrawal | ||
| Card replacement fee | USD 15 for Feeder, USD 10 for Advance and free for Premier customers | USD 15 or Feeder, USD 10 for Advance and free for Premier | USD 15 for Feeder, USD 10 for Advance and free for Premier |
| Late payment fee | USD 20 | ||
| Over-limit Fee | USD 20 | ||
| Copy of sales slip/credit card statement | USD 10 | ||
| Returned cheque fee | USD 5 if Feeder or Advance. Free for Premier | ||
| Charge for disputing a transaction subsequently found to be genuine | USD 25 | ||
| Access to HSBC Current/Savings Account through HSBC ATMs | Inside Lebanon - free, Outside Lebanon Enquiries - free, LBP 5,000 per withdrawal | ||
| Access to HSBC Current/Savings account through Visa/Plus/MasterCard/Cirrus ATMs | LBP 10,000 per withdrawal | ||
| Access to HSBC Current/Savings account through Bankernet/ATMs | USD 0.87 per transaction | ||
| Foreign currency transactions (Card transactions not in your billing currency will be converted at a wholesale market rate attracting a processing fee) |
Up to 2.6% | Up to 2.6% | Up to 2.6% |
| Charges for issuing paper statement | USD 1 per statement | ||
| Deposits in USD notes | 0.25% min. USD 7 (if above USD 1,000) for Feeder, Under USD 10,000: free and over USD 10,000: 0.2% for Advance, Under USD 10,000: free and over USD 10,000: 0.15% for Premier |
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Note:
1. Charges listed are primarily in USD. Depending on the currency of the account, some fees may be based in LBP.
2. Any fees listed in this booklet apply to normal transactions. The bank reserves the right to levy additional charges for services at its sole discretion.
3. Other expenses, such as fiscal stamps, postage, cable, fax charges, etc. not included in this list will be charged where incurred.
4. Charges for any services not mentioned in this booklet will be available on request.
5. All terms and conditions mentioned in this booklet are subject to change without notice.
*Subject to increase by 1% in case the cardholder is one or more payments overdue. Original finance charge rates will be
re-instated when all overdue payments have been made.
Take the perfect travel companion with you on your travels – the HSBC Platinum Credit Card.
