HSBC Premier Credit Card
If you travel the world, you need a credit card with the flexibility to match. The HSBC Premier MasterCard® is accepted at over 31.7 million locations worldwide. It comes with a credit limit that can accommodate your lifestyle and free membership to a rewards programme that will invigorate the most weary of travelers.
Here's what you get:
- No annual fee
- Up to 56 days interest free credit on purchases - when you settle your monthly outstanding balance in full
- Competitive 1.5% monthly interest rate - on retail purchases
- 50% cash advance - of your available credit limit, if you need. This incurs a 2% monthly interest rate
- Enjoy low interest with HSBC Ready Credit Plan - on monthly Instalments
- Unlimited supplementary cards - to share amongst your family
More great benefits:
- A local best in class rewards programme that entitles you to superb offers on shopping, dining, entertaining and travel experiences around the world
- Emergency cash advance of US USD 2,000 and next-day card replacement in the event of theft or loss
- Supplementary credit cards for you or your family members with full emergency assistance and support plus a credit limit that you control
A Flexible Rewards Program
Exclusive Rewards: The Premier MasterCard® has the finest rewards programme providing you with a fabulous choice of selected items from some of the most acclaimed establishments in town. As an HSBC Premier Credit cardholder, you are automatically enrolled into an exclusive HSBC Premier Rewards Points Programme, to reward you when making purchases* with your HSBC Premier MasterCard credit card anywhere in the world. For every USD 1 spent you will earn 3 points, and accumulated points can be redeemed for an exciting range of rewards such as electronic and home wares, treats, gifts, travel tickets or vouchers and shopping vouchers.
Details
To redeem your points, please click here.
Travel: Ever wish you could visit some of the world's most exciting and exotic destinations for free? As a Premier Credit Cardholder, get access to exclusive rates on air travel redemptions. You can redeem airline tickets from any airline of your choice and on any class of travel at any time. Choose from select top 10 destinations, or personalize your own trip!
Regardless of your class of travel, your HSBC Premier Credit Card grants you and an adult companion access to the luxurious Cedar Lounge at Rafic Hariri International Airport Beirut.
HSBC Premier Privileges
We recognise that as a Premier customer, you demand great value as well as all the best money can buy wherever you are in the world.
Details
This is why HSBC has created a unique programme of special offers only for HSBC Premier Credit Card customers, which is called HSBC Premier Privileges. The programme provides access to a variety of travel, dining, shopping and entertainment offers around the world when paying for them with your HSBC Premier Credit Card. Your HSBC Premier Credit Card gives you exclusive free access to HSBC Premier Privileges.
So whether you're looking for travel, booking a restaurant or leisure activities or simply shopping either at home in Lebanon or when traveling abroad, HSBC Premier Privileges will provide you with a wealth of special offers and unique opportunities with renowned brands whenever you use your HSBC Premier Credit Card.
Visit Premier Privileges for full details of offers across the world at www.privileges.hsbcpremier.com
To find out more, click here.
HSBC Premier Traveller
With every purchase of USD 500 or above at Wild Discovery, using your HSBC Premier MasterCard®, you will receive a two-way free private transfer to and from Beirut International Airport* as well as a complimentary Meet & Assist service for either departure or arrival from Beirut International Airport.
Details
The Meet & Assist service offers:
| For departure: | An officially authorized Wild Discovery staff will meet you at the passport check-in and arrange for express check-in service. |
| For arrival: | An officially authorized Wild Discovery staff will meet you after passport control, arrange for your luggage pick-up, assist you at duties and accompany you until you exit the airport. In case you have requested for airport transfer, the authorized staff will also arrange for your luggage to be transferred to the taxi. |
In addition to the above, you will enjoy the following offerings:
- Free delivery of all travel documents and visa formalities (where possible)
- Total accessibility and flexible opening hours of Wild Discovery branches
- Services in Wild Discovery offices in Dubai and Syria
- A large choice of products including worldwide hotel booking, cruises, travel insurance, villa and yacht rentals etc…
*Offer is non-cumulative and non-refundable. Valid for Greater Beirut only.
Lounge Access
You, as a Premier cardholder, are privileged to the many value-added services offered by the special lounges in the following airports.
Details
Widest International Acceptance
- Fee-free Credit Card and additional Credit Card for Family
You can apply for a Premier Credit Card with emergency support and recognition for yourself and your family members. They can enjoy the same level of privileges as you do. - Credit Card Emergency Services (supported by MasterCard®)
Card and cash missing? We'll provide USD 2,000 instant cash and a replacement card.
You can make a call to the Premier Emergency Hotline +971 4224 1000 which puts you in touch with a customer service representative, 24 hours a day, 365 days a year.
Travel Insurance****
Whether you are travelling abroad or looking for travel insurance, HSBC Travel Insurance is just right for you. You and your family will be automatically protected against Accidental Death, Medical Expenses for Accident / Sickness, Emergency Medical Evacuation and Flight Delay when you charge your or your family's travel fare to your HSBC Premier Credit Card.
Details
Travel Insurance is a world-wide, annual multi-trip insurance policy that automatically protects you and your family against travel inconveniences such as:
- Flight delays in excess of 10 hours up to USD 150 per person per trip and USD 300 for Family per Trip
- Baggage loss of up to USD 500 per person and USD 1,000 for Family. Baggage loss of up to USD 50 per item and up to USD 250 per bag
- Baggage delay of up to USD 150 per person and USD 300 for Family in excess of 10 hours
- Accidental death up to USD 125,000 for individuals aged between 18 and 65 years and USD 25,000 for children aged between 6 months and 17 years
- Permanent total disablement up to USD 125,000 for individuals aged between 18 and 65 years and USD 25,000 for children aged between 6 months and 17 years
- Death or permanent total disablement caused by accident in a common carrier or private car up to USD 250,000 for individuals aged between 18 and 65 years and USD 50,000 for children aged between 6 months and 17 years
- Death or permanent total disablement caused by accident in a common air carrier up to USD 375,000 for individuals aged between 18 and 65 years and USD 75,000 for children aged between 6 months and 17 years
- Loss of two eyes, two limbs or one eye and one limb up to USD 125,000 for individuals aged between 18 and 65 years and USD 25,000 for children aged between 6 months and 17 years
- Loss of one eye or one limb up to USD 62,500 for individuals aged between 18 and 65 years and USD 12,500 for children aged between 6 months and 17 years
- Medical expenses against accident or sickness up to USD 250,000 per person per trip
- Emergency Medical Evacuation and Repatriation up to USD 250,000 per person per trip
- Repatriation of Remains benefit up to USD 12,500
- Hospital Cash benefits of USD 1,200 (USD 100 per day; maximum for 12 days)
- Compassionate visit benefits up to USD 7,500
What's more, the policy also covers the insurance requirements for obtaining a Schengen Visa.
As a HSBC Premier Credit Cardholder, HSBC Travel Insurance is available to you FREE of cost. Please call us on +961 1 36HSBC (4722) to obtain a Certificate of Insurance.
This insurance is provided and underwritten by American Home Assurance Company. The insured person will not hold HSBC responsible whether for compensation, processing of claims or otherwise.
Free Purchase Protection and Extended warranty ***
Items purchased using your Credit Card from HSBC are covered under Purchase Protection for up to USD 3,000 per claim and up to a maximum of USD 20,000 in a year.
Details
Extended Warranty is provided to pay for the repair or replacement of a Covered Purchase up to USD 500 per claim and up to USD 2,000 in a year.
Access your account, from anywhere
Pay your card bill quickly and easily - via Phone Banking and Internet Banking. See the table below for more details on other easy payment options
| Easy payment options | How to pay your HSBC Premier Credit Card bill: | How long it takes to be credited to your account |
|---|---|---|
| Free Autopay Service | Set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking |
Transfer money to your credit card account. | 1 working day |
| Cash deposit machines | Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in Lebanon. | 1 working day |
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC credit card, from any HSBC ATM in Lebanon. Or deposit cash or cheques at any HSBC ATMs in Lebanon. |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in Lebanon. (You may be charged a fee if your cheque is dishonoured.) | 1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 01-36HSBC (4722) to transfer money to your HSBC Card account. | 1 working day |
| HSBC PREMIER CREDIT CARD | FEES AND CHARGES |
|---|---|
| Primary Card Annual Fee | NIL |
| Late payment charges | USD 20 |
| Supplementary Card Annual Fee | NIL |
| Finance Charge on purchases and cash advances per month* | Finance charges purchases 1.5% monthly Finance Charges on Cash Advance 2% monthly |
| Cash Advance Charge | 3% (min USD 10) per withdrawal |
| Card Replacement Fee | NIL |
| Late Payment Fee | USD 20 |
| Over Limit Fee | USD 20 |
| Copy of sales slip | USD 10 |
| Copy of credit card statement | USD 10 |
| Foreign Currency Transaction(s) Processing Fee | Up to 2.6% |
| Access to HSBC Current/Savings Account through HSBC ATMs | Inside Lebanon Free, - Outside Lebanon Enquiries FREE, LBP 5000 per withdrawal |
| Access to HSBC Current/Savings account through Visa/Plus/MasterCard/Cirrus ATMs | LBP 10,000 per withdrawal |
| Access to HSBC Current/Savings account through Bankernet/ATMs | USD 0.87 per transaction |
| Charges for issuing Paper Statement | USD 1 per statement |
| Deposits in USD notes | Under USD 10,000: Free and Over USD 10,000: 0.15% |
Note:
1. Charges listed are primarily in USD. Depending on the currency of the account, some fees may be based in LBP.
2. Any fees listed in this booklet apply to normal transactions. The Bank reserves the right to levy additional charges for services at its sole discretion.
3. Other expenses, such as fiscal stamps, postage, cable, fax charges, etc. not included in this list will be charged where incurred.
4. Charges for any services not mentioned in this booklet will be available on request.
5. All terms and conditions mentioned in this booklet are subject to change without notice.
* Subject to increase by 1% in case the Cardholder is one or more payments overdue. Original Finance Charge rates will be re-instated when all overdue payments have been made.
