Adaptable Home Plan
Have peace of mind knowing your property and contents are in safe hands
| Covers | Premium | Any Property in Lebanon | Includes rental properties? | |
|---|---|---|---|---|
| Building and Contents | From just US$ 60 a year | Yes | Yes |
Here's what you get:
- Cover for building contents against damages caused to the insured property due to fire, gas explosion (excluding war and terrorism), lightning or impact by any vehicle.
More great benefits:
- Third party liability to your neighbour's property in the event of fire or gas explosion (excluding war and terrorism) emanating from your property up to a maximum limit of USD 200,000 for the building and USD 120,000 for contents.
Here's what you get, for a little extra:
- Cover for building and contents against damages caused to the insured property due to earthquake and storm up to a maximum limit of USD 200,000 for the building and USD120,000 for contents.
- Cover for building and contents against burglary by forcible entry into the insured property up to 25% of the contents value to a maximum limit of USD 30,000.
Find out which home insurance plan will suit you best
| Building | Cover type | $60,000 | $90,000 | $120,000 | $150,000 | $200,000 | |
|---|---|---|---|---|---|---|---|
| Contents | |||||||
| US$20,000 | A | $5 | $7 | $9 | $11 | $14 | |
| B | $3 | $4 | $4 | $5 | $7 | ||
| C | $3 | $3 | $3 | $3 | $3 | ||
| US$40,000 | A | $7 | $8 | $10 | $12 | $15 | |
| B | $3 | $5 | $5 | $6 | $8 | ||
| C | $5 | $5 | $5 | $5 | $5 | ||
| US$60,000 | A | $8 | $10 | $11 | $13 | $16 | |
| B | $4 | $4 | $6 | $7 | $9 | ||
| C | $7 | $7 | $7 | $7 | $7 | ||
| US$80,000 | A | $9 | $11 | $13 | $15 | $18 | |
| B | $5 | $5 | $6 | $7 | $9 | ||
| C | $10 | $10 | $10 | $10 | $10 | ||
| US$100,000 | A | $10 | $12 | $14 | $16 | $19 | |
| B | $6 | $6 | $7 | $8 | $10 | ||
| C | $12 | $12 | $12 | $12 | $12 | ||
| US$120,000 | A | $12 | $13 | $15 | $17 | $20 | |
| B | $6 | $7 | $8 | $9 | $11 | ||
| C | $14 | $14 | $14 | $14 | $14 | ||
* Under insurance: When choosing the plan/coverage you may need to consider the under-insurance clause that is usually built in on Home Insurance products
You can get Home Insurance if:
- The property is in Lebanon
- The property is owned or rented
Adaptable Home Plan Exceptions
- Losses and/or damages incurred for valuable objects, funds and money.
- Premeditated acts.
- Nuclear factors and pollution
- War and Terrorism
Exclusions have been kept to a minimum. Details of full exclusions will be available on the policy terms & conditions.
What does the Adaptable Home plan cover?
The Adaptable Home Plan is designed to protect your home, the building and its contents against fire, natural disasters and other perils.
What is meant by 'Contents'?
All Assets within the insured areas, including furnishings, house appliances and devices, clothes, private items, and all objects of private use.
What is meant by 'Accidental Damage'?
Damage to contents and building which happens accidentally without any deliberate action.
I am a tenant. If I damage the landlord's property, will it be covered?
Under the Adaptable Home Plan this is not covered.
Which option should I choose?
It depends on the value of your building and contents and the level of cover that you feel is appropriate.
What if I give a wrong estimation of the building or contents?
You have a margin of error of 20%. If the difference exceeds 20%, Allianz SNA will apply the under-insurance clause (Average rule)
Can I get more cover than you are offering?
If you want additional cover or increased limits, you can contact us on 00961 1 364722 to arrange cover according to your requirements.
Can I start my insurance today?
Yes, the insurance can start with immediate effect after you sign the policy.
How do I pay?
At HSBC branches you can choose to pay cash or to sign a debit standing instruction to deduct automatically the premium from your account.
When will I receive my policy documents?
You will receive directly a pre-signed policy with the terms and conditions booklet.
Is there anything else I should know?
All the information you require is given in the brochure and if you require further details we can provide you with a copy of the policy terms & conditions.
Guard your home against the unexpected, with a simple, straightforward and hassle-free home insurance policy.
