Adaptable Personal Accident Plan
Protect your family, at home and abroad.
| Payments | Fixed sum | |
|---|---|---|
| Annually | Yes |
Here's what you're covered for, if you're in an accident:
- Loss of life
- Total and permanent disability
- Permanent partial disability
- Worldwide coverage 24 hours a day, 365 days a year
Get an idea of what you'll pay per year, for your premium - see the table below.
| Class of Profession A , B or C | Class of profession A only | |
|---|---|---|
| Sum insured in case of accidental death or permanent total disability | USD 40,000 | USD 100,000 |
| Sum insured payable in the following three cases of permanent partial disability; accidental loss of one hand, one foot or one eye | USD 20,000 | USD 50,000 |
| Annual Premium | USD 50 | USD 120 |
You can get Personal Accident Insurance if:
- You are aged between 18 and 64 years old. This applies to all family members (spouse, children...)
- You are an existing HSBC account holder
This Policy does not cover any loss or expense caused by or resulting from:
- War, invasion, act of foreign enemy, hostility (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power, riots, strikes or civil commotion, ionizing radiation or contamination by radioactivity
- Murder, assault, committing a felony and participation in any brawl, committing suicide or any act of intentional self-injury
- Aviation (except when traveling as a fare-paying passenger in a registered passenger aircraft)
- Motor cycling, mountaineering, racing
- Any illness or impairment which might cause the accident or aggravate its consequences
Exclusions have been kept to a minimum. Details of full exclusions will be available on the policy terms & conditions.
Is the Accident Reimbursement benefit limited to one claim per year?
Yes. The insurance provider will pay no more than the principle sum insured for the lifetime of the plan.
Whom will the benefits be paid to, if I die?
The benefits will be paid to the beneficiary named in the policy.
Am I insured when I'm travelling overseas?
Yes. Adaptable Personal Accident plan provides you with worldwide coverage 24 hours a day, 365 days a year.
What if I leave HSBC, can I still keep my insurance coverage?
Yes.
Do I need to fill in a medical questionnaire when applying for this plan?
No.
Accidents happen. Be prepared. Cover you and your family for any kind of personal accident, anywhere in the world.
